The primary focus in computational modeling research in high order human cognition is to compare how realistically embedded algorithm describes human cognitive processes. However, several current models incorporated learning algorithms that apparently have questionable descriptive validity or qualitative plausibleness. The present research attempts to bridge this gap by identifying five critical issues overlooked by previous modeling research and then introducing a modeling framework that addresses the issues and offers better qualitative plausibleness. A simulation study utilizing the present framework with two distinctive implementation approaches shows their descriptive validity.